The Law Offices of Patel, Soltis & Cardenas musters excellent legal talent in New York and New Jersey, focusing on foreclosure litigation, loan modifications, bankruptcy, probate, and real estate transactions in New Jersey. If you think you may need an NJ Foreclosure Attorney or NY Foreclosure Attorney start by talking to one for FREE today. We are a family based firm that focuses on serving individuals and their businesses. Whether you need foreclosure defense in New York or New Jersey or your family Will. We have the legal know-how and professionalism for you. The first step to fixing any problem is to understand that you have options. Talk to an attorney today about all of your options.
Veer P. Patel, Esq.
Mr. Patel is an attorney licensed to practice in New York and New Jersey. He was a graduate of University College at Rutgers in 2009 and Rutgers School of Law-Newark in 2013.
During his college years, Mr. Patel who entered through the EOF program, was a highly decorated student leader, serving as the University College Student Government President for two years. In this position, Mr. Patel served on the University on the Middle-States Accreditation Committee, University Budget and Finance Committee, Rutgers-Newark Honorary Degree Committee, and gave the student commencement speech for the Newark College of Arts and Sciences & University College, Class of 2009. Mr. Patel also participated in University Greek Life by joining Sigma Lambda Beta, International Fraternity Incorporated.
In 2010, Mr. Patel had served as the United States Senator Cory Booker’s Correspondence Secretary in City Hall in Newark during his term as Mayor. There, Mr. Patel operated and managed the correspondence system for the Mayor’s Office, which included oversight of the Mayoral signature. He assisted in drafting and maintaining a uniform political message for the administration. Mr. Patel held daily private meetings with the Senator to draft correspondences and manage policy issues.
In 2011, he joined Volunteer Lawyers for Justice under its prominent division, Newark Re-Entry Legal Services (ReLeSe). Here, Mr. Patel assisted Essex County residents to tackle recidivism rates among ex-offenders who struggle to re-assimilate into local communities post-conviction.
In 2013, Mr. Patel served under the Hon. Sherry Hutchins-Henderson, J.S.C. as a Law Clerk in the Superior Court of New Jersey. There, he assisted the Court in managing motions, appeals, and trials touching upon criminal matters in Essex County. His responsibilities including drafting and briefing the Court with bench memorandums and proposed opinions. Mr. Patel worked with the Court during multiple high-profile trials where charges included homicide, drugs, weapons, and robbery.
In 2015, Mr. Patel worked with E. Waters & Associates as a foreclosure litigation associate. Here, Mr. Patel assisted homeowners and investors in keeping their homes and modifying their loans. Mr. Patel also assisted the firm in complex litigation matters including those issues that dealt with the Attorney General of both New York and New Jersey.
Mr. Patel is currently a Partner at Patel & Soltis, L.L.C.
Bankruptcy Practice Manager & Partner
Derek (DJ) Soltis, ESQ., MBA/MS
Why I became a Bankruptcy Attorney focusing on Saving People’s Homes:
Over the years I have helped people save their homes, get loan modifications, fought their cases for years in both state and federal court, helped them cash out the equity in their homes, walked people through bankruptcy, and rebuilding their credit. (A lot of people think that filing for bankruptcy destroys their credit for the rest of their lives, but that is nowhere near true. We offer a program to people called “7 steps to a 720 Credit Score.” I have personal experience with the areas of law my practice focuses on.
In 2005 I fell off a ladder while working as a Branch Manager for Grainger. I shattered my ankle and broke my leg. Eight surgeries later over a 7 year period I walk with a limp and take pain medication on a daily basis. (Aleve gets me through the day, but I can still tell you what the weather is going to be like based on the amount of pain in my leg.)
While I was laid up and unable to walk, I was downsized by my company. Nothing like being fired from your job to make you reevaluate your situation. As I always say, “Bad things happen to good people at the worst possible times.” Grainger was closing branches all across the United States and I was just one of the thousands of people let go. The one silver lining to the situation was that because of my disability at the time I was able to negotiate a larger severance package than many of the other people from my branch. (So, I have firsthand experience with employment law. Since then I have helped numerous people negotiate severance packages and worked with others on employment discrimination lawsuits.)
Fortunately, I was also in Law School at the time when things started going sideways for me. But unfortunately, after I broke my leg, I was given bad advice by an attorney who happened to be a Personal Injury Attorney and a family friend. He said that I didn’t have a case. If I had consulted with any other Personal Injury attorney, I would have been told I was able to sue multiple business entities and would most likely be retired in Florida based on the settlements. Instead, I work to protect other people’s rights and make sure they do not get bad advice from attorneys. At this time, I have a very personal connection to Personal Injury law and Product Liability law.
While in Law School, I bought a three-family home near my school in an area that was up and coming. Everything was fine until I moved out. Suddenly rent was coming in late or not at all. I had 5 evictions in a two year period. Tenants managed to get bed bugs, break into my basement, steal the property I had stored there, use baby wipes instead of toilet paper which clogged the sewer lines multiple times flooding the basement, one tenant harassed the other tenants in the building so that both of the other floors left with no notice, another eviction and three empty apartments later, 2 apartments infested with bed bugs, a flooded basement, and being about 6 months behind on payments to the bank. The bank moved to foreclose.
The building and tenants had broken my spirit about ever wanting to be a landlord again. I was now literately laid up with a leg recovering from surgery number 8, trying to secure full-time employment, and had a foreclosure looming over my head. I considered bankruptcy, debt consolidation, and debt negotiation. Made my plan and went forward with it.
If you want to know how that worked out I can tell you, but at the end of the day, what was right for me may not be right for you. So, I am not going to give you all the details as everyone needs his or her own plan tailored to his or her situation.
At the end of everything, I was eventually facing a sheriff sale of my property. Fortunately, I was able to get the bank to agree to a short sale by using a realtor and a short sale team that took on the stresses I did not want to deal with. So, instead of having a foreclosure on my record and facing a possible deficiency judgment that would have followed me for the rest of my life, I worked with investors that were able to beat up the bank and eventually buy the property for a lot less than I originally paid for it. Originally the bank was asking for $300,000 but the short sale eventually went through at around $180,000.
I lived rent-free while in Law School, learned a lot about landlord-tenant matters, short sales and real estate in general which helped grow my legal practice since I personally went through those issues. Since then I have seen multiple people in the same situation as I. Many people have been able to save their homes, others have had sold their homes to take out the equity, others have had a short sale of their homes, and others eventually lost their homes at auction as they did not have the money to save their homes or future income.
Over the years, I have found that I enjoy helping people get out of debt, and save their homes. So 50% of my practice is focused on foreclosure defense and debt relief. Another 25% is dedicated to protecting people’s assets through probate planning or probate work in court. I do work for some business related to debt collection from other businesses, chapter 11 bankruptcy, and commercial real estate sales. Another 20% of my work is spread between landlord-tenant, civil suits related to personal injury, and employment law. I rather focus on people than businesses especially when it comes to helping people that find them in a rough spot and their only options are using the court system.
Core Practice Areas:
- Foreclosure Defense
- Real Estate
Free Consultations available for:
Civil Suits, Personal Injury, Product Liability, Employment and Land Lord Tenant Matters including Mitchel-Lama properties in New York City – I rarely take these types of cases, but I am willing to help point you in the right direction.
JD – Rutgers Law, Newark NJ
MBA in Management Systems – International Business Designation, – Fordham University, New York, NY – Honors: Phi Kappa Phi – Collegiate Honor Society (Awarded to top 10% of the class.), Beta Gamma Sigma
MS, Information and Communication Systems – Specialization in System Dynamics Fordham University, New York, NY – Honors: Phi Kappa Phi – Collegiate Honor Society (Awarded to top 10% of the class.), Beta Gamma Sigma
BBA, Computer Information Systems, University of Houston – Downtown – Honors: Cum Laude, Dean’s List 6 semesters, Beta Gamma Sigma – Business Honors Society
Career Previous to Practicing Law:
Intern – Volunteer Lawyers for Justice, Newark, NJ
Intern – Catholic Charities – Immigration, Newark, NJ
E-Discovery – working with clients from the Top 100 Law Firms and Fortune 100 Companies
Manager – W.W. Grainger – Responsible for $18 million in annual sales
Manager – FedEx Kinko’s – Ranked branch 37 out of 1095 for customer service
Bowery Mission, New York City, NY
American Red Cross, New York City, NY
Street Law Teacher – Alma E. Flag Middle School and Essex County Juvenile Detention Center
Domestic Violence Advocacy Project at the Essex County Court House
Bar Admission & Licenses
Admitted to the New York State Bar
Federal Eastern District of New York
Federal Southern District of New York
Licensed New York Real Estate Broker
Real Estate Practice Manager
Lazaro Cardenas, Esq.
Mr. Cardenas is a graduate of the Rutgers University School of Law and an admitted attorney in the State of New Jersey. Since graduation, he has held various positions in the legal field. Currently, he is a Patner at Patel, Soltis & Cardenas, LLC, in Jersey City, New Jersey. In his legal career, Lazaro takes pride in assisting clients in various legal matters, from foreclosure defense to immigration issues. He currently focuses on Probate matters and Real Estate Transactions.
In addition, he serves on the boards of directors of some of the leading Latino advocacy organizations in New Jersey including the Latino Coalition of New Jersey where he serves as Deputy Director, and the Latino Action Network where he is a director. As a Latino activist and an active member of Hispanics Inspiring Students’ Performance and Achievement (HISPA), he is a regular speaker at schools throughout New Jersey discussing the importance of education and issues that impact Latinos and minorities. He is a founding chair of the Latino Festival of Monmouth County, established in 2005.
Lazaro has been a leader in defending the rights of immigrants; most recently he worked closely to ensure that everyone had equal access to the courts. His work in Monmouth County in defense of the immigrant community is well documented. He is a tireless advocate for education, his most recent effort
was to work with lawyers and legislators to assist Freehold Borough schools to obtain funding for a school expansion.
In April 2006, Acting Governor Richard J. Codey appointed Cardenas to serve on the Freehold Housing Authority as Commissioner with the mission of overseeing its functions. He was reappointed to this commission, by Governor Jon Corzine, in April of 2010, and still serves as Commissioner.
Prior to his law career, Lazaro worked in the financial services industry from 1991 till 2014. For 18 years he worked as Director of Information Technology at Prudential Insurance Company of America where he managed a team specializing in engineering technical solutions to solve business problems.
Cardenas resides in Freehold, New Jersey with his wife (Yeni) and two sons (Andres and Alejandro). He is a graduate of Brookdale Community College. He also holds a Bachelor’s degree and a Juris Doctorate degree from Rutgers University and is a member of both the Brookdale and Rutgers University Alumni Association.
Who killed New Jersey’s in-state tuition dream? – NJ.com
Should the Electoral College be abolished? – NJ.com
Stop unjust detainers at Monmouth County Jail – App.com
Decriminalization of Marijuana
Managing Partner- New York
Jason C. Bost, ESQ., MBA
Jason Bost has worked extensively in the legal industry assisting clients with family court matters, juvenile criminal matters, adult criminal matters, plaintiff (student) side special education litigation, intellectual property issues and business development and start-up projects. He has created and developed original business plans for non-profit and for-profit entities, assisted with securing project funding as well as provided project management for both domestic and internationally focused projects.
Working in the recording industry for almost 20 years, he has spent most of his time working on urban music projects, traditional and digital marketing, A&R consulting, and project management. He represented management clients on projects with Jay-Z, Beyoncé, Usher, Mos-Def, Kanye West, Carl Thomas, Ja-Rule, Lil Wayne, DJ Premier, Fat Joe, DITC, Dipset, G-Unit, Murder Inc., Bad-Boy, and many others. Jason also worked on Grammy award-winning and nominated projects, Emmy award nominated projects and received numerous RIAA certified Diamond, Platinum, and Gold recordings. He also represented clients and worked on projects for television networks such as HBO, Comedy Central, Showtime, VH-1 and worked on shows like Def Poetry Jam, the Dave Chappelle Show, and the Ali G Show.
Jason has also worked extensively with non-profit organizations and has a passion for teaching and community-based work. He currently teaches basic and advanced civil litigation procedure as well as business law and graduate courses in business ethics. He also volunteers as a tutor with Princeton University’s PTI (Prison Teaching Initiative) where he provides tutoring services to incarcerated individuals working towards obtaining college degrees and coaches gymnastics for the New Jersey Special Olympics. He recently had his first book published and spends considerable time speaking and advocating for criminal and social justice reform.
Practice areas include:
- Entertainment law
- Family law
- Foreclosure Defense
- Business Formation (For-Profit & Non-Profit)
Rutgers School of Law, Newark, J.D. ‘13
New Jersey Institute of Technology, M.B.A. ‘09
State Univ. of New York at Brockport, B.S. ‘07
Member, New York State Bar